Saving & Investing

Saving money just makes good sense. Let us show you how to put your money to work for you through a regular savings program for...

  • Emergency fund
  • Vacation
  • Christmas
  • Education
  • Youth Savings
  • Retirement
Your savings are federally insured to at least $250,000, and backed by the full faith and credit of the
United States Government.  National Credit Union Administration, a U.S. Government Agency.
 
Individual Retirement Accounts (IRAs) are insured separately to at least $250,000.
 
Regular Share Account
  • Required for Membership
  • Minimum Balance: $20
  • Minimum Balance to Earn Dividend: $100
  • Direct Deposit and Payroll Deduction Available
  • Free Remote Automated Teller Phone Banking
  • Two Free Withdrawals per Month
Youth Savings Account
  • Minimum Balance: $25.00 ($20 minimum balance, $5 membership fee) 
  • Minimum Balance to Earn Dividend: $20.01
  • Direct Deposit and Payroll Deduction Available
  • Free Remote Automated Teller Phone Banking
  • Two Free Withdrawals per Month
Term Share Certificates
  • Rates Vary, Please Call or Email for Best Available Rate
  • 6 Month Term, Minimum $2,500
  • 12 Month Term, Minimum $2,500
So...How Much Should I Save?

Most experts agree that we should save a minimum of 10% of our take-home pay to go towards retirement, but that number varies based on age, income level, and lifestyle expectations. Phone or visit your credit union today to schedule an appointment with Chris Jaggers of Cosey Financial, or view information online now.

Vacation Club Savings Account
  • Minimum Balance: $0
  • No Minimum to Earn Dividend
  • Direct Deposit and Payroll Deduction Available
  • Free Remote Automated Teller Phone Banking
  • One Free Withdrawal per Calendar Year

 

Christmas Club Savings Account
  • Minimum Balance: $0
  • No Minimum to Earn Dividend
  • Direct Deposit and Payroll Deduction Available
  • Free Remote Automated Teller Phone Banking
  • One Free Withdrawal per Calendar Year

Your savings federally insured to at least
$250,000.00 and backed by full faith and
credit of the United States government.
National Credit Union Administration, 
a U.S. Government Agency.

We do business in accordance with
the Federal Fair Housing Law and the
Equal Credit Opportunity Act