Account Rates

Your Credit Union strives to provide competitive account and loan rates. Effective dates are listed above each section, but are subject to change. Please call and ask a Member Services Representative for verification.

Rates effective Sunday, April 20, 2014

Account Type Min. APR APY*
Regular Savings
$100.01 $100.01 0.25% 0.25%
Elite High-Yield Checking
$0.00- $25,000
$25,000.01 - $75,000
$75,000.01 - $125,000.01
$125,000.01 and up
 
$25,000.01
$75,000.01
$125,000.01
0.00%
0.40%
0.50%
0.60%
0.00%
0.40%
0.50%
0.60%
Youth Savings $20.01 1.00% 1.00%

Christmas Club

 no min. 0.25% 0.25%
Vacation Club no min. 0.25% 0.25%
IRAs no min. 1.00% 1.00%
Term Share Certificates   
 6 month term
12 month term
$2,500
$2,500
0.35%
0.50%
035%
0.50%

Rates and terms subject to change without notice
*Annual Percentage Yield

 ATM Only Checking

Description Min. Balance Charge
Minimum balance required $20 -
Monthly service charge if drops below min. balance  - $10
Withdrawal limit of $200.00 per business day.  Must have Regular Share (Savings) Account.  This account does not allow checks.
ATM Card is Free. Replacement Card $5.00.
Transaction account Accessible by ATM ONLY. Direct Deposit or Payroll deduction required.

Loan Rates

Rates effective Sunday, April 20, 2014

 Loan Type APR
 Secured Loan - as low as  2.00%
 Unsecured Loan - as low as  10.00%
 First Mortgages - as low as
(subject to fee)
 5.00%
 Home Equity Loan - as low as
(fees may apply)
 6.00%
  Pending credit approval. Subject to change without notice. Fees may apply.

 

 

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Phone us at 615.382.8255

RATS
(Remote Automated Teller Service)
615.382.2948



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Most Recent Newsletter
  December 2013

Your savings federally insured to at least
$250,000.00 and backed by full faith and
credit of the United States government.
National Credit Union Administration, 
a U.S. Government Agency.

We do business in accordance with
the Federal Fair Housing Law and the
Equal Credit Opportunity Act