Your Credit Union strives to provide competitive account and loan rates. Effective dates are listed above each section, but are subject to change. Please call a Member Services Representative for verification.
Rates effective [date]
Rates and Terms subject to change without notice
Regular Savings, Secondary Savings and VISA Secured Savings:
- Minimum required to earn dividends $100.01. APR: 0.15%, APY*: 0.15%
Elite High-Yield Checking:
- $0.00 – $25,000.00 – 0.00%
- $25,000.01 – 75,000.00 – APR: 0.25% APY*: 0.25%
- $75,000.01 – 125,000.00 – APR: 0.35% APY*: 0.35%
- $125,000.01 and up – APR: 0.45% APY*: 0.45%
Youth Savings: (age 18 and under, includes UTTM)
- Minimum required to earn dividends $20.01. APR: 1.00% APY*: 1.00%
Christmas and Vacation Club:
- No minimum required to earn dividends. APR: 0.15% APY*: 0.15%
IRAs:
- No minimum required to earn dividends. APR: 0.60% APY*: 0.60%
HSAs:
- No minimum required to earn dividends. APR: 0.50% APY*: 0.50%
Term Share Certificates:
- 6 month term – $2,500.00 minimum – APR: 0.70% APY*: 0.70%
- 12 month term – $2,500 minimum – APR: 0.85% APY*: 0.85%
- 18 month term – $2,500 minimum – APR: 0.90% APY*: 0.90%
- 2 year term – $2,500 minimum – APR: 1.00% APY*: 1.00%
Rates and terms subject to change without notice
*Annual Percentage Yield
ATM Only Checking:
- Minimum balance required: $20.00
- Monthly service charge if balance drops below minimum required balance: $10.00
- Withdrawal limit of $200.00 per business day.
- Must have regular share savings account.
- This account does not allow checks, online billpay or automatic withdrawals.
- ATM Card is free; replacement Card $8.00
- Transactions allowed via ATM WITHDRAWAL ONLY.
- Direct Deposit or Payroll Deduction required.
Loan Rates:
Contact one of our loan specialists for actual rates – relationship pricing discount may apply.