Account Rates

Your Credit Union strives to provide competitive account and loan rates.  Effective dates are listed above each section, but are subject to change.  Please call a Member Services Representative for verification.

Rates effective September 29, 2018
Rates and Terms subject to change without notice.

Savings Accounts:

Regular Savings and VISA Secured Savings:

  • Minimum required to earn dividends $100.01.  APR: 0.20%   APY*: 0.20%

Secondary Savings:

  • Minimum required to earn dividends $100.01.  APR: 0.15%  APY*: 0.15%

Youth Savings:  (age 18 and under, includes UTTM)

  • Minimum required to earn dividends $20.01.  APR:  1.00%   APY*:  1.00%

Christmas and Vacation Club:

  • No minimum required to earn dividends.  APR:  0.15%   APY*:  0.15%

Elite High-Yield Checking:

  • $0.00 – $25,000.00 – 0.00%
  • $25,000.01 – 75,000.00 – APR:  0.25%   APY*:  0.25%
  • $75,000.01 – 125,000.00 – APR:  0.35%   APY*:  0.35%
  • $125,000.01 and up – APR:  0.45%   APY*:  0.45%

IRAs:

  • No minimum required to earn dividends.  APR:  0.75%   APY*:  0.75%

HSAs:

  • No minimum required to earn dividends.  APR:  0.25%   APY*:  0.25%

Term Share Certificates:

  • 6 month term – $2,500.00 minimum – APR:  1.26%   APY*:  1.26%
  • 12 month term – $2,500 minimum – APR:  2.18%   APY*:  2.18%
  • 18 month term – $2,500 minimum – APR:  2.26%   APY*:  2.26%
  • 24 month term – $2,500 minimum – APR: 2.63%   APY*: 2.63%

IRA Term Share Certificates:

  • 12 month term – $2,500 minimum – APR:  2.18%   APY*:  2.18%
  • 18 month term – $2,500 minimum – APR:  2.26%   APY*:  2.26%
  • 24 month term – $2,500 minimum – APR: 2.63%   APY*: 2.63%
  • 36 month term (IRA Certificates only)  – $2,500 minimum – APR: 3.00%   APY*: 3.00%

Rates and terms subject to change without notice.

*Annual Percentage Yield

 

Loan Rates:

Contact one of our loan specialists for actual rates – relationship pricing discount may apply.