Account Rates

Your Credit Union strives to provide competitive account and loan rates.  Effective dates are listed above each section, but are subject to change.  Please call a Member Services Representative for verification.

Rates effective [date]
Rates and Terms subject to change without notice

Regular Savings, Secondary Savings and VISA Secured Savings:

  • Minimum required to earn dividends $100.01. APR:  0.15%, APY*:  0.15%

Elite High-Yield Checking:

  • $0.00 – $25,000.00 – 0.00%
  • $25,000.01 – 75,000.00 – APR:  0.25%   APY*:  0.25%
  • $75,000.01 – 125,000.00 – APR:  0.35%   APY*:  0.35%
  • $125,000.01 and up – APR:  0.45%   APY*:  0.45%

Youth Savings:  (age 18 and under, includes UTTM)

  • Minimum required to earn dividends $20.01.  APR:  1.00%   APY*:  1.00%

Christmas and Vacation Club:

  • No minimum required to earn dividends.  APR:  0.15%   APY*:  0.15%

IRAs:

  • No minimum required to earn dividends.  APR:  0.60%   APY*:  0.60%

HSAs:

  • No minimum required to earn dividends.  APR:  0.50%   APY*:  0.50%

Term Share Certificates:

  • 6 month term – $2,500.00 minimum – APR:  0.70%   APY*:  0.70%
  • 12 month term – $2,500 minimum – APR:  0.85%   APY*:  0.85%
  • 18 month term – $2,500 minimum – APR:  0.90%   APY*:  0.90%
  • 2 year term – $2,500 minimum – APR:  1.00%   APY*:  1.00%

Rates and terms subject to change without notice

*Annual Percentage Yield

ATM Only Checking:

  • Minimum balance required:  $20.00
  • Monthly service charge if balance drops below minimum required balance:  $10.00
  • Withdrawal limit of $200.00 per business day.
  • Must have regular share savings account.
  • This account does not allow checks, online billpay or automatic withdrawals.
  • ATM Card is free; replacement Card $8.00
  • Transactions allowed via ATM WITHDRAWAL ONLY.
  • Direct Deposit or Payroll Deduction required.

Loan Rates:

Contact one of our loan specialists for actual rates – relationship pricing discount may apply.