Account Rates

Your Credit Union strives to provide competitive account and loan rates.  Effective dates are listed above each section, but are subject to change.  Please call a Member Services Representative for verification.

Rates effective July 2, 2020
Rates and Terms subject to change without notice.

Savings Accounts:

Regular Savings and VISA Secured Savings:

  • Minimum required to earn dividends $100.01.  APR: 0.10%   APY*: 0.10%

Secondary Savings:

  • Minimum required to earn dividends $100.01.  APR: 0.15%  APY*: 0.15%

Youth Savings:  (age 18 and under, includes UTTM)

  • Minimum required to earn dividends $20.01.  APR:  1.00%   APY*:  1.00%
  • $10,000.01 and over  APR:  0.10%   APY*:  0.10%

Christmas and Vacation Club:

  • No minimum required to earn dividends.  APR:  0.10%   APY*:  0.10%

Elite High-Yield Checking:

  • $0.00 – $25,000.00 – 0.00%
  • $25,000.01 – 75,000.00 – APR:  0.25%   APY*:  0.25%
  • $75,000.01 – 125,000.00 – APR:  0.35%   APY*:  0.35%
  • $125,000.01 and up – APR:  0.45%   APY*:  0.45%

Traditional and Roth  IRAs:

  • No minimum required to earn dividends.  APR:  0.60%   APY*:  0.60%

HSAs:

  • No minimum required to earn dividends.  APR:  0.25%   APY*:  0.25%

Rates and Terms subject to change without notice.

Term Share Certificates & IRA:

  •   6 month term – $2,500 minimum – APR:  0.20%   APY*:  0.20%
  • 12 month term – $2,500 minimum – APR:  0.25%   APY*:  0.25%
  • 18 month term – $2,500 minimum – APR:  0.27%   APY*:  0.27%
  • 24 month term – $2,500 minimum – APR:  0.36%   APY*:  0.36%

Term Share Certificates Minimum Deposit $500:

  • 6 month term  – APR:  0.15%   APY*:  0.15%
  • 12 month term – APR:  0.17%   APY*:  0.17%

Rates and terms subject to change without notice.

*Annual Percentage Yield

Loan Rates:

Contact one of our loan specialists for actual rates – relationship pricing discount may apply.