This is your location for current news, future events and overall plans for your Credit Union. We hope you find the information here both useful and interesting. If you have questions or comments about the news items listed here, please give us a call. We’re always here to help!
Be sure to check out our Current Promotions page for our special loan offers!
The holiday shopping season is upon us — let us help prepare you for the Gift List that is to come! If up to $1,500.00 could ease your stress this holiday season, call us or come by one of our convenient branches SOON!
I C U Day is Thursday, October 18th!
ICU stands for International Credit Union Day but, this year, it also means “I SEE YOU” Day on FaceBook and Instagram!
For every 10 people who “like” the Credit Union for Robertson County’s page (between noon on October 17th and 5:00 p.m. on Thursday, October 18th), we will draw a name to receive a prize out of our SWAG BAG! Prizes include Money, Gift Cards, Tickets to Events, and ICU gifts.
Every person who has liked/followed our page during the specified time, will be placed in each drawing. Winners will be announced (or visited) during the day from October 18th, through October 25th.
Keep an eye on our page to see if you are a winner!
ELECTROLUX BRANCH WILL BE CLOSED 10/18 and 10/19
The Electrolux facility will be closed on THURSDAY, OCTOBER 18th and FRIDAY, OCTOBER 19th. Our branch there will also be closed. Please visit us at any of our other convenient locations (see Contact Us page for branch addresses and hours). Please call with any questions: 615-382-8255.
LIMITED TIME OFFER – 15 Month CERTIFICATE
DON’T MISS OUT ON THIS SPECIAL!
We are excited to offer, for a limited time, a 3.00% APY*, 15-month certificate.
There is a minimum $2,500.00 required deposit. Penalty for early withdrawal, and penalties may reduce earnings. Limited time offer.
*Annual Percentage Yield (APY) accurate as of 10/10/18 and assumes interest earnings remain on deposit until maturity.
Please call for more information or if you have questions. 615-382-8255 Don’t miss this!
If you could use up to $1500* this holiday season, keep reading!
There are probably tons of things on your gift list this year. If $750 – $1500 could make it a little easier to get it all done, talk to one of our loan specialists today. We are here to serve your needs. Call us at 615-382-8255!
Additionally, one lucky member (who closes a qualified Christmas loan between October 1 and December 31, 2018) will win a $250 VISA gift card. Use it to treat yourself after the holidays are over, use it for that gift you forgot to get for Cousin Kim, use it for a spa day for your dog — anything you want!
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*Total loan amount dependent on applicant qualifications. New money loans only. May not be combined with any existing loan or other promotion. All loans subject to normal lending criteria. Restrictions and limitations may apply. Membership with The Credit Union for Robertson County required and eligibility requirements must be met. Limited promotional period (10-1 -18 through 12-31-18).
Gift card winner will be drawn from all qualifying loans closed within the promotional period.
CU Members: TCURC MoneyTalk Session coming October 20th!
If your finances are giving you the BLUES, make plans now to attend our members-only FREE upcoming session. It’s totally FREE for our members, but you need to call and reserve your seat! Join us on Saturday, OCTOBER 20th from 10:00 a.m. to 11:00 a.m., at our StoneView Branch (4310 Hwy 431-N in Springfield).
Our Certified Credit Union Financial Counselor, Floriana Townsend, will be sharing information on “Budgeting & Credit Basics.” This is a perfect opportunity to get relevant information on how you can take control of your finances instead of letting them control YOU!
Please call to reserve your FREE spot or if you have any questions! 615-382-8255
IMPORTANT! CHANGE TO REMOTE DEPOSIT CAPTURE ENDORSEMENT
Due to recent changes in regulatory requirements, proper endorsement of checks deposited through Remote Deposit Capture (RDC) will require the addition of writing the name of the Credit Union for Robertson County (or TCURC) as part of the endorsement.
Proper endorsement for RDC will be as follows:
“For Remote Deposit, TCURC, Account # ___write account number___” along with Payee’s signature.
Please call if you have any questions; we are here to assist you! 615-382-8255
ATTENTION! NEW VISA CREDIT CARD INFORMATION
There is a new payment remittance address and there are new customer service numbers for our Visa Credit Cards:
NEW REMITTANCE ADDRESS: The Credit Union for Robertson County/Visa Card P O Box 4521 Carol Stream IL 60197-4521
NEW CUSTOMER SERVICE: 1-800-322-8472
NEW LOST/STOLEN CARD REPORTING: 1-800-325-3678
Protect Yourself From Fraud
Fraud can hit anytime. But you’re protected. You may not know it, but you have round-the-clock protection against the increasingly savvy perpetrators of debit card fraud. That’s because the debit cards we issue are protected by FraudWatch® PLUS.
With FraudWatch PLUS:
- Trained analysts watch for suspicious transaction activity on your behalf, 24 x 7, 365 days a year.
- You will be contacted immediately by an experienced fraud analyst to verify the authenticity of your card transactions, if warranted.
So if you ever get a call from “Fraud Prevention Services,” know that our people are doing their job and preventing potential misuse of your card.
New “Shimming” Attacks on the Rise
With the shift to EMV chip-enabled cards, shimming attacks are more common. Shimmers sit between the chip on the card and the chip reader in the ATM allowing fraudsters to clone the magstripe on the card. Fraudsters collect the card data and use it to make counterfeit magstripe cards. However, fraudsters are not able to fabricate a chip-based card.
In early 2017, CUNA Mutual Group reported that shimming devices were initially discovered in Canada and Mexico. With this new form of fraud, credit unions and credit union members need to be extra vigilant in protecting their ATMs.
Financial Literacy Program Free for Local Classrooms
Local students are getting a free education in how to manage their money. The Credit Union for Robertson County is working with Banzai, a national award-winning financial literacy program, to make curriculum available completely free to schools within the credit union’s 25-mile membership eligibility area.
“Because The Credit Union for Robertson County is sponsoring it, local schools get it for free. More than ever, it’s important that kids develop sound financial skills to prepare them for the real world, and The Credit Union for Robertson County realizes that and they’re doing something about it,” Morgan Vandagriff, co-founder of of Banzai, said.
Banzai is an interactive, online program supplemented by printed workbooks which aligns with state curriculum requirements for personal finance education. It has become the largest program of its kind, servicing more than 25,000 teachers and available in all 50 states.
The Credit Union for Robertson County has offered time, money, industry experience and a variety of credit union resources to help local schools teach personal finance in the classroom. Students using the program are exposed to real-life scenarios where they learn to pay bills and balance a budget – but it’s not always easy. Students must learn to manage unexpected expenses such as parking tickets, interest charges and overdraft fees The educational program also introduces students to auto loans, bank statements, entertainment costs, savings and more.
Teachers interested in using the Banzai program can call 888-8-BANZAI.