This is your location for current news, future events and overall plans for your Credit Union. We hope you find the information here both useful and interesting. If you have questions or comments about the news items listed here, please give us a call. We’re always here to help!
Be sure to check out our Current Promotions page for our special loan offers!
LIMITED TIME OFFER – 15 Month CERTIFICATE
DON’T MISS OUT ON THIS SPECIAL!
We are excited to offer, for a limited time, a 3.00% APY*, 15-month certificate.
There is a minimum $2,500.00 required deposit. Penalty for early withdrawal, and penalties may reduce earnings. Limited time offer.
*Annual Percentage Yield (APY) accurate as of 10/10/18 and assumes interest earnings remain on deposit until maturity.
Please call for more information or if you have questions. 615-382-8255 Don’t miss this!
Be sure to join us for our next TCURC MoneyTalk Session!
Saturday, April 27th from 10 to 11 a.m. at our StoneView Branch.
This is a valuable, FREE, members-only session on learning money management skills to set you up for financial success on a TIGHT student budget. This is an ideal class for college students, students who will soon be heading to college and parents of both. The session will be presented by Floriana Townsend, who is a Certified Credit Union Financial Counselor!
It’s FREE, but we ask that you call to make a reservation. Call us at 615-382-8255
CHANGE TO REMOTE DEPOSIT CAPTURE ENDORSEMENT
Due to recent changes in regulatory requirements, proper endorsement of checks deposited through Remote Deposit Capture (RDC) will require the addition of writing the name of the Credit Union for Robertson County (or TCURC) as part of the endorsement.
Proper endorsement for RDC will be as follows:
“For Remote Deposit, TCURC, Account # ___write account number___” along with Payee’s signature.
Please call if you have any questions; we are here to assist you! 615-382-8255
NEW VISA CREDIT CARD INFORMATION
There is a new payment remittance address and there are new customer service numbers for our Visa Credit Cards:
NEW REMITTANCE ADDRESS: The Credit Union for Robertson County/Visa Card P O Box 4521 Carol Stream IL 60197-4521
NEW CUSTOMER SERVICE: 1-800-322-8472
NEW LOST/STOLEN CARD REPORTING: 1-800-325-3678
Protect Yourself From Fraud
Fraud can hit anytime. But you’re protected. You may not know it, but you have round-the-clock protection against the increasingly savvy perpetrators of debit card fraud. That’s because the debit cards we issue are protected by FraudWatch® PLUS.
With FraudWatch PLUS:
- Trained analysts watch for suspicious transaction activity on your behalf, 24 x 7, 365 days a year.
- You will be contacted immediately by an experienced fraud analyst to verify the authenticity of your card transactions, if warranted.
So if you ever get a call from “Fraud Prevention Services,” know that our people are doing their job and preventing potential misuse of your card.
New “Shimming” Attacks on the Rise
With the shift to EMV chip-enabled cards, shimming attacks are more common. Shimmers sit between the chip on the card and the chip reader in the ATM allowing fraudsters to clone the magstripe on the card. Fraudsters collect the card data and use it to make counterfeit magstripe cards. However, fraudsters are not able to fabricate a chip-based card.
In early 2017, CUNA Mutual Group reported that shimming devices were initially discovered in Canada and Mexico. With this new form of fraud, credit unions and credit union members need to be extra vigilant in protecting their ATMs.
Financial Literacy Program Free for Local Classrooms
Local students are getting a free education in how to manage their money. The Credit Union for Robertson County is working with Banzai, a national award-winning financial literacy program, to make curriculum available completely free to schools within the credit union’s 25-mile membership eligibility area.
“Because The Credit Union for Robertson County is sponsoring it, local schools get it for free. More than ever, it’s important that kids develop sound financial skills to prepare them for the real world, and The Credit Union for Robertson County realizes that and they’re doing something about it,” Morgan Vandagriff, co-founder of of Banzai, said.
Banzai is an interactive, online program supplemented by printed workbooks which aligns with state curriculum requirements for personal finance education. It has become the largest program of its kind, servicing more than 25,000 teachers and available in all 50 states.
The Credit Union for Robertson County has offered time, money, industry experience and a variety of credit union resources to help local schools teach personal finance in the classroom. Students using the program are exposed to real-life scenarios where they learn to pay bills and balance a budget – but it’s not always easy. Students must learn to manage unexpected expenses such as parking tickets, interest charges and overdraft fees The educational program also introduces students to auto loans, bank statements, entertainment costs, savings and more.
Teachers interested in using the Banzai program can call 888-8-BANZAI.