This is your location for current news, future events and overall plans for your Credit Union. We hope you find the information here both useful and interesting. If you have questions or comments about the news items listed here, please give us a call. We’re always here to help!
LIMITED TIME OFFER – CERTIFICATE SPECIAL!
We are excited to offer, for a limited time, a 2.18% APY, 12 month certificate. This is for a $2,500.00 minimum deposit, and is for new money only. Credit Union membership is required (membership eligibility requirements must be met). This certificate will auto-renew at current offering rate on date of maturity. Please call if you have questions or for more information. 615-382-8255 Don’t miss this!
CU Members: It’s Time for Another TCURC MoneyTalk Session!
If your finances are giving you the BLUES, make plans now to attend our members-only FREE upcoming session. It’s totally FREE for our members, but you need to call and reserve your seat! Join us on Saturday, August 11th from 10:00 a.m. to 11:00 a.m., at our StoneView Branch (4310 Hwy 431-N in Springfield).
Our Certified Credit Union Financial Counselor, Floriana Townsend, will be sharing information on “Budgeting & Credit Basics.” This is a perfect opportunity to get relevant information on how you can take control of your finances instead of letting them control YOU!
Please call to reserve your FREE spot or if you have any questions! 615-382-8255
Limited Edition 50th Anniversary Credit Union Jersey!
We have a small quantity of our TCURC 50th Anniversary baseball jerseys available for sale. The cost is $14.00 each. We have Large and Extra-Large available. If you are interested, please stop by a branch or call us at 382-8255, extension 110 or 112.
IMPORTANT! CHANGE TO REMOTE DEPOSIT CAPTURE ENDORSEMENT
Due to recent changes in regulatory requirements, proper endorsement of checks deposited through Remote Deposit Capture (RDC) will require the addition of writing the name of the Credit Union for Robertson County (or TCURC) as part of the endorsement.
Proper endorsement for RDC will be as follows:
“For Remote Deposit, TCURC, Account # ___write account number___” along with Payee’s signature.
Please call if you have any questions; we are here to assist you! 615-382-8255
PLEASE NOTE: CHANGES TO THE COURTESY PAY PROGRAM and How It Will Affect You (Beginning June 15, 2018)
To be eligible for the Credit Union for Robertson County’s Courtesy Pay overdraft service, you must be at least 18 years of age.*
You must set up direct deposit of your payroll or other income source into your share draft (checking) account.*
If you have a loan with us, your payment may not be delinquent more than 31 days at any time.
Your share draft (checking) account may not be overdrawn more than 30 days at any time.
Accounts will be reviewed for 30 days to determine if all above criteria are met.
Your deposit (both the required direct deposit and over the counter) total during each month will be used to determine which of the following tiers of Courtesy Pay limit will be granted.
At any time the required items* are not found on the account or the maximum items** are found, Courtesy Pay shall be suspended.
|TIER #||Courtesy Pay Amount||Deposit Over|
If the requirements* are reinstated and maximums** are reduced to bring accounts current after having been suspended, Courtesy Pay would be reinstated the following day.
ATTENTION! NEW VISA CREDIT CARD INFORMATION
There is a new payment remittance address and there are new customer service numbers for our Visa Credit Cards:
NEW REMITTANCE ADDRESS: The Credit Union for Robertson County/Visa Card P O Box 4521 Carol Stream IL 60197-4521
NEW CUSTOMER SERVICE: 1-800-322-8472
NEW LOST/STOLEN CARD REPORTING: 1-800-325-3678
Protect Yourself From Fraud
Fraud can hit anytime. But you’re protected. You may not know it, but you have round-the-clock protection against the increasingly savvy perpetrators of debit card fraud. That’s because the debit cards we issue are protected by FraudWatch® PLUS.
With FraudWatch PLUS:
- Trained analysts watch for suspicious transaction activity on your behalf, 24 x 7, 365 days a year.
- You will be contacted immediately by an experienced fraud analyst to verify the authenticity of your card transactions, if warranted.
So if you ever get a call from “Fraud Prevention Services,” know that our people are doing their job and preventing potential misuse of your card.
New “Shimming” Attacks on the Rise
With the shift to EMV chip-enabled cards, shimming attacks are more common. Shimmers sit between the chip on the card and the chip reader in the ATM allowing fraudsters to clone the magstripe on the card. Fraudsters collect the card data and use it to make counterfeit magstripe cards. However, fraudsters are not able to fabricate a chip-based card.
In early 2017, CUNA Mutual Group reported that shimming devices were initially discovered in Canada and Mexico. With this new form of fraud, credit unions and credit union members need to be extra vigilant in protecting their ATMs.
Financial Literacy Program Free for Local Classrooms
Local students are getting a free education in how to manage their money. The Credit Union for Robertson County is working with Banzai, a national award-winning financial literacy program, to make curriculum available completely free to schools within the credit union’s 25-mile membership eligibility area.
“Because The Credit Union for Robertson County is sponsoring it, local schools get it for free. More than ever, it’s important that kids develop sound financial skills to prepare them for the real world, and The Credit Union for Robertson County realizes that and they’re doing something about it,” Morgan Vandagriff, co-founder of of Banzai, said.
Banzai is an interactive, online program supplemented by printed workbooks which aligns with state curriculum requirements for personal finance education. It has become the largest program of its kind, servicing more than 25,000 teachers and available in all 50 states.
The Credit Union for Robertson County has offered time, money, industry experience and a variety of credit union resources to help local schools teach personal finance in the classroom. Students using the program are exposed to real-life scenarios where they learn to pay bills and balance a budget – but it’s not always easy. Students must learn to manage unexpected expenses such as parking tickets, interest charges and overdraft fees The educational program also introduces students to auto loans, bank statements, entertainment costs, savings and more.
Teachers interested in using the Banzai program can call 888-8-BANZAI.